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Stellar (XLM) Casinos Guide

In 2021, crypto casinos have become a go-to entertainment destination for crypto enthusiasts with tokens to spare. Until recently, most crypto casinos worked only with Bitcoin, Ethereum, Litecoin, Tether, and other “renowned” virtual coins. However, since the beginning of 2021, more and more casinos have started accepting other cryptocurrencies they see their player base wants to use.

This includes USDC, BNB, XRP, DOGE, DAI, and many others. Now, it also includes XLM, the native currency of the Stellar network, more about which we will discuss in a moment. Many crypto casinos are getting customer support volume getting asked when a certain token will be added as a payment method. This is pushing force for crypto casino owners to introduce the cryptocurrency in question as part of their transaction options.

Happily, game providers have also started seeing the potential in other currencies, so they are supplying crypto casinos with games that support a bigger range of tokens. This means you will be getting the opportunity to use many different tokens to play your favorite casino games.

Without further ado, let’s dive straight into what the Stellar network is and what XLM is used for.

What is Stellar (XLM)?

First off, let’s start by differentiating the network Stellar, and the cryptocurrency named XLM. Stellar is an open network used to process money and store them. Its release was back in 2014, with the main goal of helping companies connect to each other by using blockchain technology.

The native token is called “Lumen” but is abbreviated as XLM. It is used to make trading assets more affordable for the parties involved. It is further stated that another goal of the Stellar network is to challenge conventional payment methods and their providers, who charge unreasonably high fees for similar services that are now often offered by decentralized networks in the form of DeFi (Decentralized Finances).

Cross-border money transactions are quite costly, which is why the Stellar network is aiming to combine fiat and cryptocurrencies in a useful manner for the regular person. It could be said that Stellar transactions are one of the most inexpensive amongst the top 100 cryptocurrencies by market cap.

The Stellar network is decentralized, and is open-source, which appeals to many crypto enthusiasts. All of this can directly be translated to the use of XLM in crypto casinos, by players who wish to ensure their privacy and avoid government tampering.



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Benefits of Stellar (XLM) Casinos

We cannot be talking about a cryptocurrency, without pointing out its advantages, and later, its disadvantages (in the pros & cons section). These will be directly translated to crypto casino use, as you will see in a moment.

Many compare Ripple and Stellar, due to the developers of Stellar, being ex-developers for Ripple. However, there is one main difference between the two. That is the complete decentralization of the Stellar network, as well as the fact that it is non-profit and open-source. This means that no single entity, financial institution, or government can tamper with the transactions happening on the network.

No manipulation of transactions leads us to the conclusion that you will also be staying completely anonymous. This is due to a couple of reasons. First, crypto casinos do not require personal information (at least most of them). Second, some crypto exchanges do not require detailed personal information, allowing you to remain anonymous through trading and playing.

One of the most lucrative benefits of owning XLM is the low transaction costs, due to this being their main goal. To be more precise, it is 0.00001 XLM, which when put in perspective that XLM is less than $0.50, is completely negligible, unless XLM skyrockets into the tens of thousands, which is highly unlikely.

When talking about transactions, we cannot skip on the speed of each one. The block time for XLM is about 5 seconds. This makes it one of the fastest viral cryptocurrencies the market has to offer currently. In crypto casinos, this means that your deposits and withdrawals will be almost instant (deducting the time it takes crypto casinos to approve your withdrawal request).

Just like most other cryptocurrencies, XLM also is available worldwide. This means that even if a government has placed restrictions and rules about the use of tokens, you can bypass them. Of course, the best way will be to mask your activity using VPN software. However, some crypto casinos do not accept VPN players, so make sure you check on that.

Additionally, XLM is not the only token that this applies to, however, the betting limits at online casinos are expanded. Fiat currencies are highly regulated, which restricts providers from expanding the betting limits using these currencies. For example, if a regular crypto game has betting limits of $0.10 and $10, an average crypto game will have $0.001 and $500 as its bottom and ceiling.

Check below some of the disadvantages of Stellar, as well as some advantages we couldn’t fit in this section.

Pros & Cons

We compiled this list of advantages and disadvantages, some of which we mentioned earlier, some of which we couldn't squeeze in. However, we believe in transparency, so we will provide you brutally honest cons of XLM, so you can make a better assessment of whether or not XLM casinos are for you. Please find the list below.


  • Decentralized Network – The main focus and advantage of the Stellar network are that it is decentralized, although the company developing it is not. This means that nobody can tamper and manipulate the network and outcome of transactions. It is a great plus for those who are not fond of financial institutions and governments.
  • Solid Anonymity – Anonymity is tightly connected to decentralization. This means that you will be keeping your privacy safe, and if you want to reinforce that, consider using a VPN service. Crypto casino privacy is included, as most casinos do not require personal information.
  • Low Transaction Costs – As we mentioned, one of the main goals of Stellar is to provide a solution to absurdly high transaction fees applied by conventional payment methods. This is why their exact transaction fee is 0.00001 XLM, where a single token of XLM is worth less than $0.50.
  • Speedy Transactions – Of course, the Stellar network also focuses on speedy transactions. In this case, they take, on average, between 4 and 5 seconds, although some can take a couple of seconds less or more. In any case, this is one of the fastest transaction speeds amongst the more popular cryptocurrencies. This allows for quick deposits and withdrawals at any crypto casino.
  • Secure Transactions – Because of the nature of the Stellar network, a big focus is the security of transactions, which is possible due to the extensive stress-testing throughout the years, and regular maintenance. This will ensure you don’t lose any of your assets or crypto winnings in the process.
  • Availability – XLM is available for purchase worldwide, as it is a fully decentralized token. No restrictions or rules apply to purchasing XLM, which means you can do so at will. We certainly support the use of VPN when purchasing any crypto, in order to mask activity.
  • Expanded Betting Limitations – Fiat currencies have restrictions placed upon them, keeping providers enchained, even if they want to allow players to bet lower or higher. This is not the case with XLM and cryptocurrencies. They are not regulated in the same way, which allows providers to make the lower limit even lower and the upper limit even higher, great for both low and high-risk players.
  • XLM-specific Bonuses – For players who make deposits in XLM or other cryptocurrencies, crypto casinos usually have specific and unique bonuses, that you wouldn’t get if you were to use fiat. These are mostly higher welcome packages, as well as special tournaments and VIP rewards.


  • High Price Volatility – The whole crypto market is currently highly volatile, except stablecoins, which means your winnings from a crypto casino might be worthless by the time you wish to withdraw them. However, on the other side of the coin, we also have the fact that they might be worth much more.
  • The License – Because MGA and UKGC, as better regulators, do not wish to get involved in the crypto industry, owners are left with little to no choice, but to go for a Curacao license. However, it is well-known that it is not the most reliable regulator, so make sure the casino you choose is heavily researched, just as in our casino reviews.
  • Few Compatible Casinos – Not all casinos accept XLM as a payment method.

New Stellar Casinos

New online casinos accepting Stellar deposits

How To Buy Stellar (XLM)

Due to its popularity, XLM is a token that is easily accessible and can be obtained through most crypto exchange platforms. These include Binance, Coinbase, KuCoin, Kraken, Huobi Globa, Bybit,, Bithumb, Bittrex, and more. Keep in mind that these are not all CEXs that offer XLM for purchase, so check in with your favorite platform for more information.

In order to make transactions such as deposits and withdrawals, you will need a crypto wallet. This is the place where you will be sending funds from and where you will be receiving your winnings to. Most of today’s major platforms offer integrated crypto wallets for free. However, this is not the safest way in which you can store your assets. We suggest using a third-party crypto wallet or a physical crypto wallet for a further layer of security.

How to deposit at a Stellar (XLM) casino?

Create and account

You will need to choose a casino, register, and log in to the account.

Deposit method

Now you will need to go to the deposit section of the casino.

Choose XLM

Here, choose XLM as the crypto you wish to deposit.

Send the XLM amount

Send the amount you wish to the provided address and you are set.

Games Available At Stellar (XLM) Casinos

There is an ongoing misconception amongst online casino players who don’t have much experience with crypto casinos about the games available. Some think you can only play games that support cryptocurrencies. And while that is the case with some crypto casinos, most nowadays have a crypto-only section, but also support fiat currencies and fiat-only games, so you can switch things up whenever you want.

The general and most popular categories you will be coming across are Slots, Table Games, Live Casino Games, and Sportsbooks.

Statistics show that more than 70% of the games played by online casino players are slots, which is measured by the income of each casino. Slots sections are usually where you will find most of the games located. This includes games of different types such as megaways, drops & wins, hold & win, progressive jackpots, non-progressive jackpots, and offering different features such as graphics, music, bonuses, betting limits, etc.

The next section we will talk about is the sportsbooks section, and for a reason. Most crypto casinos that have been around for a while started of as sportsbooks that accept Bitcoin. Of course, the advancement of crypto forced them to expand if they were to see a better volume of players. This is the section where you will be betting on football, basketball, volleyball, hockey, boxing, swimming, darts, and many other sports. However, there also is a cybersports sub-section allowing you to bet on DotA, League of Legends, Counter-strike: Global Offensive, Starcraft 2, Rainbow 6, and others.

We can’t go without mentioning table games and live casino games. This is how casinos have started after all, with traditional card games, roulette, etc. You will also find an abundance of blackjack, baccarat, poker, and more. Now, the difference between table games and live casino games is crucial. Table games are a 100% virtual experience. On the other hand, live casino games are operated in the real-world and are live-streamed to you, bringing additional thrill to the table, pun intended.



There are many reasons why you might want to try XLM at a crypto casino. However, the biggest appeals are mostly its decentralized nature, transaction fees, and transaction speed. We think these are enough to give XLM casinos a try.

Thankfully, providers are developing games that accept bets lower than $0.01 in XLM, which allows you to test the sector in a low-risk environment. Overall, there aren’t that many differences between regular online casinos, crypto casinos, and XLM casinos, aside from the benefits and experience.

Check our FAQ section below for some additional information.


The only possible regulator crypto casino owners can go to for a license is Curacao. However, it is not the most reliable one, but sadly MGA and UKGC do not wish to affiliate with the crypto casino industry as of yet.

Yes, you can. This is because of the decentralized nature of the Stellar network. However, we also recommend using a VPN.

Yes, and yes. XLM, just like all other cryptocurrencies is highly volatile, which can directly affect your winnings in both a good and a bad way. If it rises in price by the time you make a withdrawal, you will gain, and vice versa.

XLM casinos are not that different than conventional online casinos. They offer an abundance of slots, sportsbooks, and table & live casino games. Additionally, some casinos have a crypto-only section showing you all games you can play using crypto.

Victor Stuard

the author

Victor Stuard

Victor Stuard

Crypto Specialist

the author

My name is Victor Stuard and I am passionate about crypto-currency, blockchain, fair gambling and new technologies. I have been in the crypto mining for the last 7 years and since the first Bitcoin casino was launched. I am here to help you finding the best crypto casinos and compare their pros & cons.